Terms

Terms of use

Susman Insurance Agency, licensed in California (License 0B75129), operates this site. It offers general life insurance information and a quoting tool that returns carrier rates based on your responses.

Quotes are estimates only. Displayed rates are carrier quotes for your selected rate class and are informational only. They are not insurance offers, premium guarantees or approval promises. The carrier's underwriting determines your final rate, class and approval; the issued policy controls.

No coverage is created on this site. Quote requests, applications and messages do not establish coverage. Coverage begins only when a carrier issues a policy you accept and pay for.

Availability varies. Products, carriers and rates differ by state and applicant and may change anytime. Quotes are provided for California residents.

General information. Guides on this site are educational and not legal, tax or financial advice. Verify important decisions with a licensed professional.

Third-party platform. The application page loads a secure application service run by a third party under its own privacy and usage terms.